Meet Dave Ramsey --

Dave moved into our house in January on a trial basis - but is now going to be a fulltime member.
Our goal is to be debt free by Oct. 2011 or sooner ---- so far this year we have paid off about 15% of our debt and are being more disciplined about a budget. Next month we start financial peace university to learn more Dave
If you need to change your financial life - pick up Dave's Total Money makeover - Move him him and kick the debt out.
www.daveramsey.com